Why A Personal Loan? Pay Off Credit Cards

No matter the reason we can help you find lenders that are just right for you.

APR Rates starting as low as 5.99%

Why use LenderCart?


One Simple Form

Our online form is easy to fill out from the comfort of your own home and can be completed in minutes.

More Lenders More Options

Based on the information provided, we will connect you with one of the lenders in our network.

Next Day Direct Deposit

Your funds can be deposited directly into your account as soon as the next business day.

Learn about Personal Finance and Loans

Why choose a Personal Loan?

Personal loans offer a flexibility that other types of loans such as car loans and mortgage loans do not offer since it can be used for a variety of reasons. Personal loans are repaid over a fixed period of time and often times carry a fixed interest rate. Once approved by a lender, you will receive your loan amount up front, and be required to pay the money back with interest in regular monthly payments to your lender.

  • Free & No Obligation | LenderCart is free with no hidden fees.
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Frequently Asked Questions:

Are there Applicable Fees?

LenderCart’s services are provided free of charge to you. However, the lender you are connected with will typically charge you applicable fees and/or interest depending on the lender and the loan agreement. No matter the case, before you sign any loan agreement, the lender must provide you with full disclosure of the terms of the loan agreement so you can make the decision that is right for you. Please note that it is important to read through the terms of the agreement prior to signing.

How do I repay my loan?

The personal loans offered by lenders in our network have a 61-day minimum repayment and a 72-month maximum repayment term. Each lender has to explicitly describe the loan on the loan agreement, therefore we advise that before accepting any loan, you read the loan agreement, especially the parts that contain detailed information about APR and repayment terms.

What if I am late on payments?

Every lender has different late payment penalties and policies. Generally speaking, if you are late on a payment, a lender may charge you with a late penalty. Thus, it is important to set yourself a reminder so that issues of late payment or non-payment do not occur. Because non-payment and late payment penalties differ by lender, please contact the lender you are connected with directly if you have any concerns or issues repaying your loan.

What is “Annual Percentage Rate” – APR?

The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. As loans can vary in terms of interest-rate structure, transaction fees, late penalties, and other factors, a standardized computation such as the APR provides borrowers with a bottom-line number they can easily compare to rates charged by other lenders. Because FastLoanDirect does not provide loans itself, it is important to contact the lender you are connected with directly to obtain the specific details of your loan agreement.

Representative Examples of APR, Total Loan Costs & Fee

Home Improvement Loan vs Home Equity Line Of Credit (HELOC)

In this video you will learn the difference between Home Improvement Loan vs Home Equity Line Of Credit.